Home Copayments & Deductible

Copayments

Many insurance companies and managed care plans have copayments (copays). In most situations, your insurance card will indicate if a copay is required. If your card does not show whether you owe a copay, please call your insurance provider.

Like most clinics, we request that you remit your copay at the time of your appointment. Please give your copay to the receptionist when you check in to see your doctor.

Deductible

A deductible is usually a fix dollar amount that you have to pay out of your own pocket before the insurance will cover the remaining eligible expenses.Depending on the insurance plan, the deductible can range from $0 all the way up to thousands of dollars. It can also be paid per sickness/injury (per condition) or per certificate period.

As a rule of thumb, the higher the deductible the lower the premium (price to buy the plan), and vice versa – but always be sure to choose the deductible that is appropriate for your circumstances when purchasing an insurance policy.